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    It is an opportunity for us to reflect on the language and ideas that represented each year.

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    So, take a stroll down memory lane to remember all of our past Word of the Year selections. Change It wasn't trendyfunny, nor was it coined on Twitterbut we thought change told a real story about how our users defined Unlike inchange was no longer a campaign slogan. But, the term still held a lot of weight. Here's an excerpt from our Word of the Year announcement in The national debate can arguably be summarized by the question: In the past two years, has there been enough change?

    Has there been too much? Meanwhile, many Americans continue to face change in their homes, bank accounts and jobs. Only time will tell if the latest wave of change Americans voted for in the midterm elections will result in a negative or positive outcome. Tergiversate This rare word was chosen to represent because it described so much of the world around us.

    Tergiversate means "to change repeatedly one's attitude or opinions with respect to a cause, subject, etc. And so, we named tergiversate the Word of the Year. Bluster In a year known for the Occupy movement and what became known as the Arab Spring, our lexicographers chose bluster as their Word of the Year for Here's an excerpt from our release that year that gives a pretty good explanation for our choice: Privacy We got serious in Here's an excerpt from our announcement in Things don't get less serious in Our Word of the Year was exposurewhich highlighted the year's Ebola virus outbreak, shocking acts of violence both abroad and in the US, and widespread theft of personal information.

    Here's what we had to say about exposure in From the pervading sense of vulnerability surrounding Ebola to the visibility into acts of crime or misconduct that ignited critical conversations about race, gender, and violence, various senses of exposure were out in the open this year. Identity Fluidity of identity was a huge theme in Racial identity also held a lot of debate inafter Rachel Dolezal, a white woman presenting herself as a black woman, said she identified as biracial or transracial.

    Our Word of the Year in reflected the many facets of identity that surfaced that year. Xenophobia Inwe selected xenophobia as our Word of the Year. Fear of the "other" was a huge theme infrom Brexit to President Donald Trump's campaign rhetoric.

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    Despite being chosen as the Word of the Year, xenophobia is not to be celebrated. It was a year of real awakening to complicity in various sectors of society, from politics to pop culture.

    From our Word of the Year announcement: Our choice for Word of the Year is as much about what is visible as it is about what is not. We must not let this continue to be the norm. If we do, then we are all complicit.
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    The truth behind the universal, but flawed, catchphrase for creativity.

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    And if you know of other prepaid card offers that you think should be added to the list, please leave a comment. This content is not provided by American Express. You'll also get instant access to my interview of a husband and father who retired at the ripe old age of. What others are saying: I'm at Day 26 in your 31 day money challenge podcast.

    Thank you, thank you, thank you! I've been looking for a comprehensive guide to all-things-money and this has been so informative.
    SHARE Although studying creativity is considered a legitimate scientific discipline nowadays, it is still a very young one.

    In the early s, a psychologist named J. Guilford was one of the first academic researchers who dared to conduct a study of creativity.

    Thinking Outside the Box A Misguided Idea Psychology Today

    He challenged research subjects to connect all nine dots using just four straight lines without lifting their pencils from the page. Today many people are familiar with this puzzle and its solution. In the s, however, very few were even aware of its existence, even though it had been around for almost a century.

    If you have tried solving this puzzle, you can confirm that your first attempts usually involve sketching lines inside the imaginary square. The correct solution, however, requires you to draw lines that extend beyond the area defined by the dots. Only 20 percent managed to break out of the illusory confinement and continue their lines in the white space surrounding the dots.

    The symmetry, the beautiful simplicity of the solution, and the fact that 80 percent of the participants were effectively blinded by the boundaries of the square led Guilford and the readers of his books to leap to the sweeping conclusion that creativity requires you to go outside the box.

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    The idea went viral via s-era media and word of mouth, of course. Overnight, it seemed that creativity gurus everywhere were teaching managers how to think outside the box. Management consultants in the s and s even used this puzzle when making sales pitches to prospective clients.

    Because the solution is, in hindsight, deceptively simple, clients tended to admit they should have thought of it themselves. Or so their consultants would have them believe. There seemed to be no end to the insights that could be offered under the banner of thinking outside the box. Speakers, trainers, training program developers, organizational consultants, and university professors all had much to say about the vast benefits of outside-the-box thinking.

    It was an appealing and apparently convincing message. Indeed, the concept enjoyed such strong popularity and intuitive appeal that no one bothered to check the facts.

    No one, that is, before two different research teams —Clarke Burnham with Kenneth Davis, and Joseph Alba with Robert Weisberg—ran another experiment using the same puzzle but a different research procedure. Both teams followed the same protocol of dividing participants into two groups.

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    The second group was told that the solution required the lines to be drawn outside the imaginary box bordering the dot array. Would you like to guess the percentage of the participants in the second group who solved the puzzle correctly? Most people assume that 60 percent to 90 percent of the group given the clue would solve the puzzle easily. In fact, only a meager 25 percent did. In other words, the difference could easily be due to what statisticians call sampling error. Solving this problem requires people to literally think outside the box.

    That is, direct and explicit instructions to think outside the box did not help. That this advice is useless when actually trying to solve a problem involving a real box should effectively have killed off the much widely disseminated—and therefore, much more dangerous—metaphor that out-of-the-box thinking spurs creativity. After all, with one simple yet brilliant experiment, researchers had proven that the conceptual link between thinking outside the box and creativity was a myth.

    But you will find numerous situations where a creative breakthrough is staring you in the face. They are much more common than you probably think.

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