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  • 9 Simple Tips For Free Online Dating Sites
  • Free Dating Sites Without Payment
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    And while everyone is at risk, seniors can be a major target. So what does this have to do with a dating site you ask? Unfortunately, the anonymity of the internet makes it a perfect place for con artists to hide their real intentions while trying to entrap their victims under the guise of romantic interest.

    By-the-way these rules apply to anyone of any age! Red Flag 1 If someone is too interested — too quickly — in getting to know you beyond the safety of your computer, this could indicate a problem. If you have just met someone online and they are trying to encourage a meet-up before you really know them, they may not just be overly eager. Let your relationship take a slow and steady natural course of events and let your gut decide when it is right to call them.

    Remember that when you give out your number, unless it is an unlisted number, you are giving out your address as well. People can easily do a reverse look-up on a phone number and see where you live. Whether their purpose is dangerous or just desperate, you want to steer clear of both of these.

    Include the name of the person you are meeting, where you are meeting them and when you expect to be home. Then tell your date that you are doing this. Red Flag 3 If anyone wants you to give them any personal information be extremely guarded. Never give out banking information, details of how much your stock portfolio is worth, or the value of your home.

    Posted on Jul at 9: I recently got emailed from Latinopeoplemeet. Oh his pic was very nice, handsome and younger than me — what a boost for the ego.

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    Anyway he mentioned he had a 10 yr old daughter, Jennifer, of course he was instantly in love with me and wanted to meet me, then all of a sufdden he had gotten a contract to go to Nigeria. If they ever send you a so called copy of a contract or even better yet a check for an unbelievable amount they are a scam.

    Finally he asked for money and I told him I was going to report him to the site and the police. That was the end of him — I blocked him. Good luck wth dating, just be aware. Posted on Oct at Female and male alike on these things are out to steal your money not your heart.

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    I have leaned to accept being alone and just worry about my cats and the next day. If it happens, it will happen.

    Save your money and what is left of your heart! Posted on Sep at 1: I have been getting and sending e-mails for over a month now to a man who claims hes in the Army in Afghanistan and he writes beautiful undying love letters we chat on facebook also on yahoo messenger.

    He is now telling me that he was given gold and money for helping out a Afghan communtiy for helping them get away from taliban, he says his friend in the Uk will get a hold of me I gave him my address he wants to send me this gold and money to safe keep for him but has never asked me for money?

    He always signs his name the same in his e-mails but today I received one from him signed a different name? Do you think this is a scam? I also had a guy a long time ago from in Nigerea who had a daugther he said was sick and needed money to get hom. But the one now never asks for money? Posted on Aug at If it walks like a duck, quacks like a duck, it probably is a duck.

    This would include replies from someone with little info in their profile that says nothing specifically related to your profile. I also steer clear of folks that immediately want to go off the dating site to your personal email addy or phone number. In short…be very skeptical of whatever you read or hear until your receive proof that you can trust the person! Posted on Aug at 8: Rhonda, there are some red flags with this situation.

    The idea of having to keep money and gold safe for someone that you just met is a concern. Think about it — that is something you might only ask of someone that you have known and trusted for a long time, not someone halfway across the globe that you recently met online. Signing the email with a different name is concerning too. Keep your guard up, be cautious and trust your gut. If it feels wrong, it usually is. Posted on Nov at 7: I am in match. I wrote to match. I will like to check your site and get any idea how it works, and browers members.

    Thanks you Posted on Dec at 1: Rhonda, your post screams of SCAM. I am currently reading a novel, based on fact, about this kind of scam. You can read about it on Wikipedia here http: Cut this guy — and anyone else like him — off and report him to the site and the police. If you doubt that, do some research on You can start by watching a minute movie here: Education is the only protection we have against these people.

    I hope this provides value to you and everyone else who reads it. Posted on Dec at I agree I think They All scam.


    I met a guy online he fell in love very quickly he sent lovely emails, we spoke over the phone daily. One day I recieved a call from him he was having to go to malaysia there was a settlement from a deceased love one, but could not leave the country until the taxes were paid. Then he asked me for money to help out and he would give it back once he come to the states.

    Also, we were going to meet before he asked for money, but day he was to catch his flight he was held up at airport and his passport was taken. We still communicate daily by phone, but no more emails he claim he was put out of his hotel so he sleeps outside.

    The guy still ask for money, but I just ignore him or sometimes I tell him ok I will send it, but do not this been going on for three months now. A trip that was to only be for seven days has end up to be almost two months. When I ask about his job, home here in the states he sometimes get angry, snd he sometimes go from hot to cold in a matterer of hours.

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    Example, we can laugh and talk on the phone very earlin the morning and by evening he seems to be very cold when we talk. During the cold times he says I do not love him, because I will not wire him the money.

    I guess we will eventually stop communicating one day I wonder which one of us will get tired and say good bye forever! I tuened The page on him I asked him to wire me money. I have not heard from him since! My imput is turn the script talk their talk come up with your crisis first that need money. Also, tell them to send it western union money gram, or green dot prepaid visa or mastercard from CVS or Walgreen i am sure those stores or In their country I guess? They will not call you again. Posted on Jan at 5: Found a pop up that said….

    His words are heartfelt and sweat an5 he sounds very itelligent am i being scammed or is this for real. I met this guy online and at first he lived in Chicago but then had to leave for Washington to bid on a contract job for cheveron.

    So he was suppose to come and meet me but all of a sudden he had to go to Lagos, Nigeria to get the job started. Then all of a sudden he needed money for something else. Posted on Jan at 8: My ex is currently being scammed by a pro. They met on line they went on 3 dates then he took her to the coast.

    She sent him a card telling him she loved him. I knew then something was up. She barely sees him as she lives out of town. She has gone a month with out being with him but calls him daily and texts him. He is paying her bills now after 4 months of dating. Has repaired her car and lent him his for 3 weeks.

    He has been in the hospital and had surgery but each time she has not been there. The only holiday she has been with him was on New Years Eve. She has a sight on facebook but does not claim she is in a relationship or even have a photo of them together. She would not even be with him on her birthday. How do I let him know what is going on and that he is not the only one.

    Posted on Jan at I always let them know I am married and my age which this year I will be
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    DMEPOS Program coverage areas include parenteral and enteral nutrition PENmedical foods and oxygen and oxygen equipment; all of which must meet the definition of durable medical equipment, a prosthetic device, an orthotic device, or disposable medical supply.

    Equipment repairs, or replacement requires medical documentation and is subject to limitations of model, cost and frequency, which are deemed reasonable by the program.

    Disposable medical supplies are covered by the DHCFP and NCU for eligible recipients only if they are necessary for the treatment of a medical condition and would not generally be useful to a person in the absence of an illness, disability or injury.

    Deluxe equipment will not be authorized when it is determined a standard model will meet the basic medical needs of the recipient. The recipient must have a medical need for each component of the item s requested. This includes accessory items and features not included in the standard models of the product.

    Equipment which the program determines is principally for education or rehabilitation will not be approved. Refer to Appendix B of this Chapter, for Coverage and Limitation Policies regarding specific coverage information, qualifications, documentation requirements, and miscellaneous information. The DHCFP does not reimburse for items that are the same or similar to items that the recipient has already acquired, such as but not limited to back-up equipment, unless allowed in the specific policy for that item.

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    Duplicate items intended to be used within the same span of time are not considered medically necessary. Individuals deemed eligible for Nevada Medicaid or NCU and who have ownership of existing equipment from any prior resource must continue using that equipment.

    Existing equipment, regardless of who purchased it, must be identified, including the estimated date of purchase or age of equipment, and medical documentation showing evidence of need for replacement. All documentation must be submitted with a prior authorization request. Once licensed, providers must maintain compliance with all Nevada BOP licensing requirements.

    Also refer to the Enrollment Checklist posted on the following website at: Suppliers of products covered under the Medicare Part B program are required to be enrolled in the Medicare Part B program in order to provide those services to Medicare and Medicaid dually eligible recipients.

    This statement must indicate that they do not service Medicare-eligible individuals and include a listing of the products they plan to supply. A Medicaid-contracted DMEPOS provider may be reimbursed for services rendered to Medicaid eligible recipients when provided in accordance with established policies, guidelines and timeframes.

    Present any forms or identification necessary to utilize other health insurance coverage; 4. Provide safe, secure storage for item s when not in use to protect item s from loss or theft; 6. Not misuse, abuse or neglect purchased or rented item s in a way that renders the item s unsafe or non-usable; 7.

    Refer to Appendix B of this Chapter for additional order requirements on specific products. The verbal dispensing order must include: A description of the item; b. The start date and length of need of the order; and e.

    Additional information sufficient to allow appropriate dispensing of the item. Suppliers must maintain written documentation of the verbal order and, if the verbal order is used for dispensing the item, the supplier must obtain a detailed written order prior to billing the DHCFP.

    All written orders must, at a minimum: Clearly specify the start date of the order; b. Include the length of need; c. The description must be either a narrative description e. Signature includes computer signature and pen and ink, no signature stamps allowed.

    Certain items require additional elements in the written orders, as follows: If the written order is for supplies that will be provided on a periodic basis, the written order must include appropriate information on the quantity used, frequency of change, and duration of need. For example, an order for surgical dressings might specify one 4x4-hydrocolloid dressing that is changed one to two times per week for one month or until the ulcer heals.

    If the written order is for an item such as, but not limited to, enteral formula, oxygen, etc. There are additional specifications for orders for certain items, such as, but not limited to, Power Mobility Devices PMDs. Refer to Appendix B for details. New Orders Are Required When: An item is replaced for any reason; or 4. An ongoing unchanged order continues to be medically necessary one year after the original order orders are only valid for up to one year, unless documented with a shorter length of time.

    The warranty information must also be included. Item s ordered must be delivered within days of the date of the order. The provider must obtain the required documentation in a timely manner as described under each section listed previously. The provider must maintain records at the physical location of their business for each item billed to, and paid by, the DHCFP for at least six years from the Remittance Advice RA date.

    In addition to all other requirements and qualifications for specific products, if the DMEPOS Fee Schedule allows a rental option, a device may be rented when: During a rental period, rental rates include all supplies and accessories necessary to render the equipment useable and safe, delivery and set up services, education and training for recipient and family, routine maintenance and servicing such as testing, cleaning, regulating and checking equipmentrepairs, non-routine maintenance and servicing such as breaking down sealed components and performing tests which require specialized equipment and skills of a technicianand replacement of items.

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    The DMEPOS supplier must contact the recipient or their representative within five business days prior to each billing cycle to verify the rented item is still medically necessary, in working condition, and being used by the recipient contact does not include system generated correspondence.

    Unless the item is identified by Nevada Medicaid as a rental only, once the total cumulative rental payments have reached the lower of UCC or maximum Medicaid allowable purchase rate, the item is considered purchased in full and recipient-owned.

    The provider shall automatically transfer the title for the equipment to the recipient. Providers are not to submit prior authorization to transfer titles. Providers are also not to submit prior authorizations coded as a purchase after the lower of UCC or Medicaid allowable purchase rate is reached.

    No rental or purchase payments will be made for the remaining reasonable useful lifetime of the device usually not less than five years 60 months. Payments made on rental fleet-type items will not be applied to the purchase price of a new item.

    Purchase or transfer of titles to recipients when the used equipment is from a rental fleet is not allowed. For this option, non-routine maintenance and servicing or repairs may be covered for service dates after the item is owned by the recipient; no sooner than the month following the last rental month.

    Certain items are identified by Nevada Medicaid as a rental only. For these items, a monthly rental will be allowed as long as the recipient continues to meet all qualifications and requirements, and the recipient continues to use the device. As the owner, the DMEPOS supplier is responsible to ensure the equipment remains in safe working condition for the reasonable useful lifetime of the device.

    The rental rates include all supplies and accessories, repairs including routine and non-routine maintenance and servicing, and replacement of items when needed. Purchase New Equipment Option: Certain products are identified by Nevada Medicaid in the DMEPOS Fee Schedule with a purchase option for new equipment, or can only be purchased, such as disposable supplies and custom-made items which can only be used by that recipient.

    Purchase Used Equipment Option: Certain products are identified by Nevada Medicaid with a purchase option for used equipment. When an item was new at the time it was dispensed to a recipient for rental purposes, and prior to billing the third month of rental, it is determined the item will be needed indefinitely, the DHCFP may purchase the item for the recipient for ongoing use. The DHCFP will only purchase used equipment when, in addition to all other requirements and qualifications for the item: A prior authorization must be submitted to request purchase of a used item, with all supportive medical documentation to show the date the item was initially issued to the recipient and that the recipient continues to have an ongoing need for the item.

    Reference the MSM, Chapter and the general Billing Manual for detailed information on prior authorizations and Medicaid eligibility for all providers at: Prior authorizations must be completed and submitted by a current Medicaid provider requestorand the approval must be received, prior to delivery of services.

    The exception to this is if the recipient is determined eligible for Medicaid retroactively or if number four of this section applies. A prior authorization is required for most durable medical equipment, prosthetics, orthotics, and oxygen. For more information, refer to the prior authorization section posted at: If an item has a designated code available, the miscellaneous code cannot be used. Documentation requirements are the same regardless of which mode of submission is used e.

    Failure to provide all of the supporting medical documentation in its entirety, and within the required timeframes, will result in a denial of the prior authorization request, regardless of mode of submission.

    Unless otherwise stated in policy, a prior authorization may be submitted to request authorization to exceed established quantity limitations when the medical documentation supports medical necessity for the increased quantity or frequency.

    The recipient must have a medical need for, and the requested item must be suitable for use within the home. This information must be included in the supportive documentation submitted with the prior authorization. These can be accessed at: Prior Authorization Emergency Situations: In an emergency situation, when an order is received by the supplier after the QIO-like vendor working hours or over weekends or State holidays, dispensing of a hour supply of those DMEPOS items that require prior authorization will be allowed only when: A delay of 24 hours of treatment could result in very severe pain, loss of life or limb, loss of eyesight or hearing, injury to self, or bodily harm to others; and 2.

    The documentation must include proof of the date and time the order was received by the supplier and documentation to support both Forms used must be the most current version. The instructions provide detailed guidance on form completion requirements. This form must be submitted for all mobility devices, wheelchair accessories and seating systems.

    Denied Prior Authorization Requests: There are various processing levels associated with prior authorization requests which do not support medical necessity. These may include, but are not limited to: For specific information on time limits and an explanation of each, refer to the general Billing Manual for all providers at: If a reconsideration is not appropriate or is also denied, the recipient may be entitled to request an appeal or hearing.

    Coverage and limitations are explained throughout this Chapter, including its appendices. Appendix B details coverage qualifications, prior authorization documentation requirements, and limitations for specific items. Codes are updated yearly. Codes not included in the fee schedule after the yearly update are considered non-covered.

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