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    When a sectional center facility's area crosses state lines, that facility is assigned separate three-digit prefixes for the states that it serves. In some urban areas, like for Marion County, Indianathe three-digit prefix will often exist in one county, while, in rural and most suburban areas, the prefix will exist in multiple counties; for example, the neighboring prefix is found in part or entirely in six counties: In some cases, an urban county may have more than one prefix.

    This is the case with Allen, Lake, St. Joseph, and VanderburghCounties. In some cases, these may be served from the same SCF, such as in San Diego County, Californiawhere the three-digit prefixes and are used for suburban and rural communities, and for the city of San Diego itself, although all three are processed through the same SCF facility. As a consequence, ZIP Code "areas" can overlap, be subsets of each other, or be artificial constructs with no geographic area such as for mail to the Navy, which is not geographically fixed.

    In similar fashion, in areas without regular postal routes rural route areas or no mail delivery undeveloped areasZIP Codes are not assigned or are based on sparse delivery routes, and hence the boundary between ZIP Code areas is undefined. Many rural counties have similar logistical inconsistencies caused by the aforementioned sparse delivery routes, often known as Rural Routes or by some other similar designation.

    For example, almost all U. ZIP Codes, even if they are not located in Washington itself. In similar manner, the ZIP Code for the Metropolitan Washington Airports Authoritya federally chartered independent authority, is [15]even though the physical address of the Authority's office, "1 Aviation Circle", [16] is in Arlington, Virginia.

    In even rarer cases a ZIP Code may cross state lines. Usually, this occurs when the locality is so isolated that it is most conveniently served from a sectional center in another state. Returned government parcels from Washington, D. ZIP Codes and previous zoning lines[ edit ] This section does not cite any sources. Please help improve this section by adding citations to reliable sources. Unsourced material may be challenged and removed. June Learn how and when to remove this template message A ZIP Code's address and the city name written on the same line do not necessarily mean that address is within the boundaries of that city.

    This may be an incorporated town or city, a subentity of a large city or an unincorporated census-designated placeor a small unincorporated community. Additional place names may be recognized as acceptable for a certain ZIP Code. Still, others are deemed not acceptable, and if used may result in a delay in mail delivery. Preferred place names are generally the city or town in which the address is located.

    However, for many cities that have incorporated since ZIP Codes were introduced, the city name is not the preferred place name. Many databases automatically assign the preferred place name for a ZIP Code, without regard to any acceptable place names. However, in many cases, only the preferred name can be used, even when many addresses in the ZIP Code are in another city. People sometimes must use the name of a post office rather than their own city.

    Naturally, its residents prefer the more glamorous Beverly Hills address and ZIP Code, but this regularly causes problems with an emergency response when dispatchers have to sort out whether a given home in is in Los Angeles or Beverly Hills.

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    At the same time, a small portion of the city of Houston is in Fort Bend County in the ZIP Codeand residents there must use the name Missouri City for their address even though they are in Houston. This also occurs in some rural areas where portions of one town have their mail delivered to other post offices. Only the preferred name of Cummington is allowed in ZIP Codeso residents of parts of Plainfield must list their address as being in Cummington.

    This phenomenon is repeated across the country. The previously mentioned Englewood, Colorado is an inner-ring suburb that was built out by the s.

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    Its post office served the area that is now the high-growth southern tier of the Denver metropolitan areaand ZIP Codes in this area were assigned Englewood as their preferred place name. A business community as large as downtown Denver has grown in this area, with headquarters for many internationally recognized corporations. These companies indicate Englewood as their location the preferred postal place namealthough they are located in other cities.

    People who say they live or work in Englewood and identify closely with it may rarely enter the city. For example, Allegheny County, Pennsylvaniahas distinct municipalities, yet many of the county's residents, and even some residents of adjacent counties, commonly use Pittsburgh, Pennsylvania as their postal address. Many ZIP Codes are for villagescensus-designated placesportions of cities, or other entities that are not municipalities.

    LaGrangeville is itself not a town at all, but a section of LaGrange. Furthermore, non-municipal place names may also share ZIP Codes with municipal place names. For example, West Windsor Township, New Jerseyis commonly referred to in most mailing databases as Princeton Junctiona census-designated place within West Windsor. Silver Spring, Maryland, — is neither a city nor a town, but simply the common name for an unincorporated area consisting of a large part of the lower southern portion of Montgomery County.

    Postal designations for place names become de facto locations for their addresses, and as a result, it is difficult to convince residents and businesses that they are located in another city or town different from the preferred place name associated with their ZIP Codes.

    Because of issues of confusion and lack of identity, some cities, such as Signal Hill, Californiaan enclave located entirely inside the separate city of Long Beach have successfully petitioned the Postal Service to change ZIP Code boundaries or create new ZIP Codes so their cities become the preferred place name for addresses within the ZIP Code.

    Postal designation confusion may have financial implications for local governments because mail volume is one factor used by the U. Census Bureau to estimate population changes between decennial census enumerations. A typical example is Paddock Lake, Wisconsinwhose preferred place name is Salem. Paddock Lake is incorporated as a village within the town of Salem, even though there are more people in the village of Paddock Lake than there are in the unincorporated parts of the town of Salem.

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    Further confusion is caused because Silver Lake, Wisconsinwhich is also a village in the town of Salem and is of similar size and status to Paddock Lake, has its own ZIP Code and post office.

    In another case, the U. Federal Communications Commission FCC denied a radio station now WNNX FM a move requiring a change in its city of license to Sandy SpringsGeorgialargely because it was not a city until municipal incorporation in latedespite being the seventh-largest place in the state by population.

    The FCC cited the use of " Atlanta " on letters of support from local organizations, even though the USPS forced them to use Atlanta for until well after incorporation took effect. Currently "Sandy Springs" is only acceptable, despite none of being in Atlanta, or anywhere else outside the Sandy Springs city limit. Because ZIP Codes and their associated place names can ignore county lines, problems may occur where street addresses are based on quadrant location within a county.

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    For example, spans over Vinings, Georgia and Atlanta, Georgiain southeastern Cobb County ; therefore every street address is labeled SE, and has a house number on that county's grid according to the distance from the town square in the county seat. However, because the USPS demands the use of Atlanta, Vining's addresses are written such that they appear to be in southeast Atlanta, instead of in the opposite northwest metro Atlanta side.

    Division and reallocation of ZIP codes[ edit ] Like area codesZIP codes are sometimes divided and changed, especially when a rural area becomes suburban. Typically, the new codes become effective once announced, and a grace period e.

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    Such allocation can be done in various ways. For example, when a new sectional center facility was opened at Dulles Airport in Virginia, the prefix was allocated to that facility; therefore, for all post offices to be served by that sectional center facility the ZIP Code changed from an old code beginning with or to a new code or codes beginning with However, when a new sectional center facility was opened to serve Montgomery County, Marylandno new prefix was assigned.

    Instead, ZIP Codes in the and ranges, which had previously been assigned alphabetically, were reshuffled so that xx ZIP Codes in the county was changed to xx codes, while xx codes outside that county were changed to xx codes. Because Silver Spring whose postal area includes Wheaton has its own prefix,there was no need to apply the reshuffling to Silver Spring; instead, all mail going to xx ZIP Codes was simply rerouted to the new sectional center facility.

    On the other hand, depopulation may cause a post office to close and its associated ZIP Code to be deallocated. Because of the prefix, which is found only in Philadelphia with that lone exception, auto insurance companies charged higher city premiums to that suburban location.

    For example, at the same time at which the above-noted change in Montgomery County, Maryland, took place, and under pressure from then-mayor of Washington, D. For example, Bethesda becamewhile the Maryland portion of Takoma Park became Statistical census data is then provided for these approximate areas.

    The geographic data provided for these areas includes the latitude and longitude of the center-point of the ZCTAs. There are approximately 32, ZCTAs.

    Complete datasets providing a similar approximate geographic extent are commercially available. ZIP Codes are inherently discrete data, or point-based data, as they are assigned only at the point of delivery, not the spaces in between the delivery points. Census Bureau then interpolates this discrete data set to create polygons, or areal features representing the approximate extent of the ZIP Code to use for mapping and data presentation.

    However, for many research and planning purposes, they are very useful and can be used with ZIP Code data.

    Marketing[ edit ] The data is often used in direct mail marketing campaigns in a process called ZIP-code marketing. Point-of-sale cashiers sometimes ask consumers their home ZIP Code. Besides providing purchasing-pattern data useful in determining the location of new business establishments, retailers can use directories to correlate this ZIP Code with the name on a credit card to obtain a consumer's full address and telephone number. ZIP-Coded data are also used in analyzing geographic factors in risk, an insurance - industry and banking practice pejoratively known as redlining.

    This can cause problems e. According to a news story, "California's high court ruled Thursday that retailers do not have the right to ask customers for their ZIP Code while completing credit card transactions, saying that doing so violates a cardholders' right to protect his or her personal information. Although the website of the U. This software processes a user-input ZIP Code and returns a list of store or business locations, usually in the order of increasing distance from the center of the input ZIP Code.

    As the ZIP system is confined to the U. Many sites will either purchase postal code data of other countries or make allowances in cases where the ZIP Code is not recognized. ZIP Codes are regularly used on the Internet to provide a location in situations where an exact address is not necessary or desirable but the user's municipality, or at least general location, is needed. Examples in addition to the store locator example listed above include weather forecasts, television listings, local news, and online dating most general purpose sites, by default, search within a given number of miles of a given ZIP Code, based on the others' entered ZIP Codes.

    Credit card security[ edit ] Main article: In some cases, the ZIP Code is the only thing used for AVS, specifically where collecting a signature, or other information is infeasible, such as pay at the pump or vending machines.

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    Insurance rating[ edit ] ZIP Codes are used by most insurance carriers to determine the rate the customer will receive. Higher populated areas will generally receive a higher rate, but that is not always true.

    In some areas with a high population, the rate for comprehensive coverage can be lower because the area has a low crime rate.
    It is an opportunity for us to reflect on the language and ideas that represented each year. So, take a stroll down memory lane to remember all of our past Word of the Year selections.

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    Change It wasn't trendyfunny, nor was it coined on Twitterbut we thought change told a real story about how our users defined Unlike inchange was no longer a campaign slogan. But, the term still held a lot of weight. Here's an excerpt from our Word of the Year announcement in The national debate can arguably be summarized by the question: In the past two years, has there been enough change?

    Has there been too much? Meanwhile, many Americans continue to face change in their homes, bank accounts and jobs. Only time will tell if the latest wave of change Americans voted for in the midterm elections will result in a negative or positive outcome.

    Tergiversate This rare word was chosen to represent because it described so much of the world around us. Tergiversate means "to change repeatedly one's attitude or opinions with respect to a cause, subject, etc. And so, we named tergiversate the Word of the Year. Bluster In a year known for the Occupy movement and what became known as the Arab Spring, our lexicographers chose bluster as their Word of the Year for Here's an excerpt from our release that year that gives a pretty good explanation for our choice: Privacy We got serious in Here's an excerpt from our announcement in Things don't get less serious in Our Word of the Year was exposurewhich highlighted the year's Ebola virus outbreak, shocking acts of violence both abroad and in the US, and widespread theft of personal information.

    Here's what we had to say about exposure in From the pervading sense of vulnerability surrounding Ebola to the visibility into acts of crime or misconduct that ignited critical conversations about race, gender, and violence, various senses of exposure were out in the open this year. Identity Fluidity of identity was a huge theme in Racial identity also held a lot of debate inafter Rachel Dolezal, a white woman presenting herself as a black woman, said she identified as biracial or transracial.

    Our Word of the Year in reflected the many facets of identity that surfaced that year. Xenophobia Inwe selected xenophobia as our Word of the Year. Fear of the "other" was a huge theme infrom Brexit to President Donald Trump's campaign rhetoric. Despite being chosen as the Word of the Year, xenophobia is not to be celebrated. It was a year of real awakening to complicity in various sectors of society, from politics to pop culture.

    From our Word of the Year announcement: Our choice for Word of the Year is as much about what is visible as it is about what is not. We must not let this continue to be the norm. If we do, then we are all complicit.

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